PropCalc Retail CRE Underwriting
📍 Terramere Plaza — Arlington, IL
Offer Price
$5.80M
going-in
Equity to Raise
$3.77M
total capital
As-Is NOI
$302,701
operating
Going-In Cap
7.70%
as-is / price
Stabilized Cap
7.31%
vacancy-adj.
Break-Even Occ.
71.4%
covers DS+OpEx
Yield on Cost
4.97%
NOI/total cost
DSCR
1.71x
debt coverage
Levered IRR
14.1%
equity return
LP Equity Multiple
1.82x
7-yr hold
Deal Overview
Terramere Plaza · as-is snapshot
Sources of Capital
Senior Loan Amount$3,770,000
Seller Carry$0
Total Equity Raised$2,030,000
TOTAL SOURCES$5,800,000
Uses of Capital
Offer Price$5,800,000
Acquisition Fee$58,000
Deal Costs (Closing/DD/Loan)$145,000
Initial Reserves$87,000
Bank Covenant Reserve (funded at close)$0
Initial CapEx (Renovation)$100,000
Seller Credits$0
TOTAL PROJECT COST$6,090,000
TOTAL EQUITY TO RAISE$2,030,000
Gross Rent (Annual)
$699,610
Total Recoveries
$73,522
Effective Gross Income
$734,475
Total OpEx (incl. Mgmt)
($431,774)
Net Operating Income
$302,701
Valuation NOI (5% vac)
$287,566
Annual Debt Service
($185,200)
Cash Flow Pre-Tax
$117,501
Cash-on-Cash Yr1
3.12%
Yield on Cost
4.97%
DSCR
1.71x
Debt Yield
13.1%
Break-Even Occupancy
71.4%
LTV at Closing
40.0%
Price / SF
Loan Summary
Loan Amount$2,320,000
Rate / Amort
Monthly Payment$15,433
Annual Debt Service$185,200
Depreciation Reference
Est. Building Value (80%)
Straight-Line (39yr)
Consult tax advisor. Actual treatment varies by cost segregation, bonus/accelerated depreciation elections, and individual investor tax position.
Rent Roll
Click any cell to edit · 25 suite capacity
Full Rent Roll
Summary Mode
Hybrid Mode
⚠ Summary / Hybrid Mode — Results are screening-level estimates only. Full lease-by-lease engine not active.
SuiteTenantSF Base Rent/yrMo. RentAnn. Rec. Lease TypeLease End Mo. Until Exp.Mo. Until Incr. Incr. Freq (mo)Ann. Incr. % % of Recov.Rent/SFOptions
TOTAL (25 suites) 41,147 SF $725,117 $60,426 $74,043
Tenant Renewal Assumptions
25 rows · Suite & Tenant auto-populate from Rent Roll · probability-weighted TI/LC/downtime
SuiteTenant Mkt Rent PSF Renewal Prob. Downtime (mo) New TI $/SF New LC % New Lease (yr) Renewal TI $/SF Renewal LC % On Renewal: Escalation On Renewal: Lease Type
Operating Expenses
20-line itemized or summary · REA income = negative entry
Itemized (20-line)
Summary Entry
Enter expenses exactly as shown in the OM or due diligence materials. These are the seller's historical figures and serve as your baseline. The Pro Forma grows these forward at your expense growth rate assumption. REA income should be entered as a negative number (credit). Management fee — if included by the seller — enter it here and toggle the reconciliation option in the sidebar.
Expense ItemAnnual Amount$/SF
Total Operating Expenses (Seller's Data) $395,050 $9.60
10-Year Project Pro Forma
Annual summary · vacancy factor for valuation only
Year 1Year 2Year 3Year 4Year 5 Year 6Year 7Year 8Year 9Year 10
Returns & Equity Waterfall
All invested capital = LP capital · GP earns promote + admin fee only
LP IRR
levered equity return
LP Equity Multiple
total return on capital
Avg Annual Return
annualized
Unlevered IRR
project-level pre-debt
Annual Distribution Detail
Yr 0Yr 1Yr 2Yr 3Yr 4 Yr 5Yr 6Yr 7 ★Total
LP Summary
LP Return Summary
Total Capital Invested
Total Capital Returned
Total Pref + Profits Paid
Total LP Cash Distributions
LP IRR
LP Equity Multiple
Avg Annualized Return
GP Compensation Summary
Acquisition Fee (Yr 0)
Annual AM Fee × hold years
GP Share of Operating CAD
GP Share of Capital Events
Total GP Cash Flow
GP Avg Annual Revenue
Exit Cap Rate Sensitivity
Investor View
Individual investor return breakdown · enter any investment amount
Investor Details
$
LP Ownership:  ·  Total LP Pool:
IRR (same as LP)
Equity Multiple
Total Distributions
Avg Annual Return
Return Breakdown
Capital Invested
Return of Capital
Preferred Return Paid
Share of Promote (LP%)
Total Distributions
Net Profit
Note — Sponsor as LP Investor
If the sponsor invests their own capital, they participate in the LP pool proportionally. GP promote and admin fee are separate and additional to their LP return.
Annual Distribution Schedule
Year CAD (Total) Your Share Pref Paid Promote Capital Events Total to You Cumulative
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Stress Test — Sensitivity Analysis
Select any two variables · output metric of your choice · base case highlighted
★ Base case highlighted · Green = better · Orange = moderate · Red = worse · Live engine values · NOI % Change applies a uniform haircut/boost to stabilized NOI across all hold years
Presentation Summary
Investor-ready deal overview · export to PDF with options
Terramere Plaza
Arlington, IL · Retail Strip Center · 41,147 SF · 21 tenants
Prepared by Rychen Jones · 02/18/2026
Offer Price
$5,800,000
Going-In Cap
6.59%
Levered IRR (7-yr)
Occupancy
Investment Highlights
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LP Return Summary
Total Equity Raised
Unlevered Project IRR
Levered IRR (LP)
LP Equity Multiple
LP Avg. Annualized Return
Refi Proceeds to Investors
Total Distributable Pool at Sale
Generated by PropCalc · For informational purposes only · Forward-looking projections involve inherent uncertainty · Consult qualified financial and legal advisors before making investment decisions
Property & Debt Snapshot
Total Building SF41,147
Price / SF
As-Is NOI
Gross Potential Rent (Annual)
Senior Loan Amount
LTV at Closing
DSCR (As-Is)
Loan Rate / Amort
Hold Period / Exit Cap
Annual Cash Flow to LP
Year NOI Debt Svc CAD LP Dist.